You will also have to provide some financial information like your annual income and monthly housing payments. To respond to a Citi Diamond Preferred invitation to apply, go to thewebsitelisted in the offer and enter the invitation code that Citibank provided. Type in your last name and click the “Apply Now” button.

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The other option is to fill out the application included with the offer and return it by mail. We’re sorry, but something went wrong and we couldn’t find your approval odds. Instead, you’ll see recommended credit ranges from the issuers listed next to cards on our site to help you determine which cards you’re likely to be approved for.

Even so, if you are able to pay off purchases on time and in full each month, the bonus can be beneficial and can help to cover some of the card’s 5% balance transfer fee. NerdWallet strives to keep its information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products, shopping products and services are presented without warranty.

It offers a long 0% APR period for purchases and balance transfers, but other cards waive pricey fees for late payments. If you received a pre-approval offer in the mail, you can complete the enclosed application and send it back. Or, you can visit “Respond to a mail offer” tab on the pre-approval page and entire the invitation number included in the mailing. Diamond Preferred pre-approved mail offers are not valid for other Citi credit cards.

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